SmartScratcher
Field Guide  ·  No. 01 Comparative Odds May 22, 2026
Field Guide

Powerball, Mega Millions, and the Scratcher in Your Pocket.

Three different products, three very different mathematical propositions, sold under the same word — lottery. Here is what the numbers actually look like, side by side.

12 min read
Topic  Odds, side by side
Sources  State lotteries · cited below
Three lottery products: a Powerball ticket, a Mega Millions ticket, and a scratch-off ticket, drawn side by side as a comparative diagram. POWERBALL 07 19 23 41 58 PB · 12 JACKPOT ODDS 1 in 292,200,000 ANY PRIZE 1 in 24.87 $2.00 MEGA MILLIONS 10 26 34 56 64 MB · 06 JACKPOT ODDS 1 in 290,500,000 ANY PRIZE 1 in 23 $5.00 $10 SCRATCHER TOP PRIZE ODDS ~1 in 1,500,000 ANY PRIZE ~1 in 3.5 $10.00 three games, three very different bets FIG. 1

Most people who buy a Powerball ticket on a Tuesday night also buy a scratch-off ticket once or twice a week. They are, under the hood, completely different products. They are sold in the same store, by the same clerk, often within thirty seconds of each other, but the math that governs them barely overlaps.

This is a side-by-side look at what the numbers actually say.

i.

The headline odds

Start with the number everybody knows: the chance of hitting the jackpot.

Powerball is approximately 1 in 292,201,338. Mega Millions, under its current format that took effect with the April 2025 redesign, is approximately 1 in 290,472,336. These figures come directly from the games' operators and don't change unless the game's rules do.

To put the scale in plain terms: you are more likely to be struck by lightning twice in your life than to win either jackpot on a single ticket. Both numbers belong, mathematically, to the same neighborhood as never.

A typical $10 scratch-off has a top-prize ratio in the neighborhood of 1 in 1.5 to 1 in 3 million, depending on the game and the state. That sounds tiny, and it is tiny. But compared to the headline drawing games it is roughly one hundred to two hundred times more reachable. Not better. Reachable.

Figure 02  ·  Top-prize odds
Approximate odds of winning the top prize, per ticket.
Both jackpot games and the scratch-off are drawn on a logarithmic scale. A linear chart would render the scratch-off bar as a barely visible line — the gap is that large.
Comparison of top prize odds across Powerball, Mega Millions, and a representative $10 scratch-off Bar chart showing top prize odds. Powerball top prize: 1 in 292.2 million. Mega Millions top prize: 1 in 290.5 million. Representative $10 scratcher top prize: approximately 1 in 1.5 million. The scratch-off odds are roughly 200 times more reachable than either jackpot game. 1M 10M 100M 1B $10 Scratcher TOP PRIZE 1 in 1.5M Mega Millions JACKPOT 1 in 290.5M Powerball JACKPOT 1 in 292.2M ~200× more reachable ODDS (LOGARITHMIC SCALE — 1 IN N)
Sources. Powerball jackpot odds per Powerball.com[1]. Mega Millions jackpot odds per multiple state lottery sites following the April 2025 game redesign[2, 3]. $10 scratch-off top-prize odds are representative; exact figures vary by state and by individual game.
ii.

The number nobody talks about

The jackpot is the headline. What people actually win is something else.

Powerball's odds of winning any prize — including the lowest tier, a $4 return on a $2 ticket — are approximately 1 in 24.87. Mega Millions sits at roughly 1 in 23. These numbers are also published by the operators and are calculated against the full prize structure of the game, not just the jackpot.

A typical $5 to $10 scratch-off game, by contrast, has overall winning odds in the range of 1 in 3.5 to 1 in 4. On a $20 or $30 scratcher, the number tightens further — sometimes as good as 1 in 2.75. This is not a small difference. It is the difference between expecting to win something on roughly every third ticket and expecting to win something on roughly every twenty-fourth.

What this gap means in practice: a person who buys a Powerball ticket twice a week for a year is, in the long run, expected to win something about four times. A person who buys a $10 scratcher twice a week for a year is expected to win something around thirty times. The amounts are mostly small in both cases. But the cadence of the experience is wildly different.

One game is engineered to deliver a near-zero chance of a life-changing prize. The other is engineered to deliver a near-constant trickle of small ones.

Figure 03  ·  Any-prize odds
Approximate odds of winning any prize at all, per ticket.
This chart uses a linear scale, because the values fit on one. The gap is still substantial — about six to seven times — but the order of magnitude is comparable.
Comparison of any-prize odds across Powerball, Mega Millions, and typical scratch-off games Bar chart showing any-prize odds. Powerball: approximately 1 in 24.87. Mega Millions: approximately 1 in 23. Typical $5 to $10 scratcher: approximately 1 in 3.5 to 4. Typical $20 to $30 scratcher: approximately 1 in 2.75 to 3.5. Linear scale, showing the dramatic gap between jackpot games and scratch-offs. 0 5 10 15 20 25 $20–30 Scratcher ANY PRIZE ~1 in 3 $5–10 Scratcher ANY PRIZE ~1 in 3.75 Mega Millions ANY PRIZE ~1 in 23 Powerball ANY PRIZE ~1 in 24.87 "1 IN N" — LOWER IS BETTER
Sources. Powerball any-prize odds per Powerball.com[1]. Mega Millions any-prize odds per state lottery sites including Delaware and Georgia[3, 4]. Scratch-off any-prize odds are representative ranges drawn from multiple state lottery game details[5]; specific games vary.
iii.

The number that actually matters

Both of the previous charts are interesting, but neither answers the real question, which is: for every dollar you spend, how much should you expect to get back? The economics term for this is expected value. It is the single most useful figure for comparing any two games of chance, and it is the figure that the people who run lotteries are least eager to advertise.

For Powerball and Mega Millions, expected value sits around 50 cents on the dollar in normal jackpot conditions — meaning, in plain terms, that for every dollar spent over the long run, the average player gets about half of it back. It can drift up slightly when the jackpot grows past the point where the prize pool justifies a higher payout, and down again after a winner resets the pot.

For scratch-off games, expected value at launch is typically 60 to 73 cents on the dollar. The higher-priced scratchers ($20 and $30) generally sit at the top of that range. And — this is the part that is genuinely interesting — a scratch-off's expected value changes over time as prizes are claimed and the remaining pool shifts. A game can briefly exceed 80 cents on the dollar during what we call the mid-game window. It can also collapse below 40 cents once the meaningful prizes have been picked off and the state keeps selling the tickets anyway.

Figure 04  ·  Expected value
Approximate return per dollar spent.
Across the long run, this is the figure that determines how much a player loses over time. No legal lottery game in the United States has a positive expected value.
Expected value per dollar spent: Powerball, Mega Millions, and scratch-off games Bar chart showing approximate expected value per dollar spent. Powerball and Mega Millions: approximately 50 cents per dollar. Typical scratch-off at launch: 60 to 73 cents per dollar. Scratch-off at peak mid-game: can reach 80 cents or higher. Scratch-off late life: can fall to 40 cents or lower. $1.00 BREAK-EVEN $0 $0.25 $0.50 $0.75 $1.00 Scratcher PEAK MID-GAME ~$0.80 Scratcher AT LAUNCH ~$0.60–0.73 Mega Millions ~$0.50 Powerball ~$0.50 RETURN PER $1 SPENT (LONG-RUN AVERAGE)
Sources. Powerball and Mega Millions expected value figures are widely cited industry estimates, generally near 50 percent of revenue in line with each game's prize-pool design. Scratch-off launch EV range of 60–73 percent is consistent with state lottery prize-pool disclosures[5, 6]; the mid-game peak figure is an illustrative ceiling based on observed game tracking. All figures are long-run averages.
200×
More reachable: top prize of a typical $10 scratcher vs. Powerball jackpot
7×
Higher any-prize hit rate for a typical $10 scratcher vs. Powerball
~20¢
Typical expected-value advantage of a launch-day scratcher over a Powerball ticket
iv.

So which is the better bet?

This is a trick question, and the honest answer depends on what you mean by better.

If the question is which game has the best chance of changing my life, the answer is unambiguously Powerball or Mega Millions. Yes, the odds are vanishingly small. But a scratch-off cannot pay you a billion dollars. The biggest scratch-off top prizes are usually in the one-to-twenty-million-dollar range. The jackpot games and the scratchers are not in the same product category for that question.

If the question is which game is the best entertainment value for my dollar over the long run, the answer is almost always a scratch-off — and the gap is not small. Roughly twenty cents on the dollar, in expected-value terms, in favor of the scratcher.

If the question is which game gives me the most consistent fun, that is also the scratcher. The any-prize hit rate is roughly six to eight times higher. You'll win something more often, which is the actual experience of playing.

The honest framing is that these are different products. Powerball and Mega Millions sell the dream of a billion dollars. Scratchers sell the small, frequent thrill of finding out. Both are entertainment. Neither is an investment. Anyone telling you otherwise is selling you something.

A note from the publisher

SmartScratcher doesn't help you with Powerball or Mega Millions — the math on those is fixed and doesn't change. But scratch-off odds shift every day as prizes get claimed, and almost no one tracks them. The app does, in California, Florida, New York, North Carolina, Oklahoma, and Texas.

Free to look around. $2.99 a month, with a three-day trial, for the rankings.

If you'd like the work done for you

SmartScratcher checks every scratch-off game, in every covered state, every day.

Find it on the App Store →
For the curious

Questions, answered.

What are the odds of winning the Powerball jackpot?

The odds of winning the Powerball jackpot are approximately 1 in 292.2 million. The odds of winning any Powerball prize, including the smallest $4 prize, are approximately 1 in 24.87. A Powerball ticket costs $2.

What are the odds of winning Mega Millions?

The odds of winning the Mega Millions jackpot are approximately 1 in 290.5 million under the current game format. The odds of winning any prize are approximately 1 in 23. A Mega Millions ticket costs $5 and includes the multiplier feature.

Are scratch-off odds better than Powerball or Mega Millions?

It depends what you mean by better. The odds of winning any prize at all are dramatically better for scratch-offs: a typical $5 to $10 scratch-off has overall winning odds of about 1 in 3.5 to 1 in 4, compared to roughly 1 in 24 for Powerball and 1 in 23 for Mega Millions. The expected value per dollar spent is also generally higher for scratch-offs, often 60 to 73 cents at launch versus around 50 cents for Powerball and Mega Millions. However, the top prizes on scratch-offs are much smaller — typically tens of thousands to a few million dollars rather than hundreds of millions.

What is the expected value of a lottery ticket?

Expected value is the average amount a player can expect to win per dollar spent. For Powerball and Mega Millions, expected value typically sits around 50 cents on the dollar across the long run. For scratch-off games, launch-day expected value is usually 60 to 73 cents on the dollar, and can briefly rise higher during a game's mid-life as small prizes drain faster than large ones. No lottery game has a positive expected value, meaning all are negative-sum bets over time.

Why are scratch-off odds harder to find than Powerball odds?

Powerball and Mega Millions have fixed combinatorial odds that never change, calculated from the number-pool format and easily publicized. Scratch-off odds are based on a finite print run that drains over time as tickets are sold and prizes claimed. State lotteries publish remaining-prize tables for each scratch-off game, but interpreting them requires combining that data with an estimate of remaining tickets. Tools like SmartScratcher do this work automatically for six states: California, Florida, New York, North Carolina, Oklahoma, and Texas.

Does SmartScratcher work with Powerball or Mega Millions?

No. SmartScratcher only tracks scratch-off games, not drawing-based games like Powerball or Mega Millions. The math for drawing games is fixed and does not change over time, so a tracking app would not add value. Scratch-off games change daily as prizes are claimed, which is the problem SmartScratcher exists to solve.

Sources

  1. Powerball Prize Chart, official Powerball website. Overall odds of winning a prize: 1 in 24.87. Jackpot odds: 1 in 292,201,338. powerball.com/powerball-prize-chart
  2. Virginia Lottery, Mega Millions current format odds: 1 in 290,472,336. valottery.com/data/draw-games/megamillions
  3. Delaware Lottery, Mega Millions prizes and odds; overall odds approximately 1 in 23.07. delottery.com
  4. Georgia Lottery, Mega Millions overall odds approximately 1 in 23.07. galottery.com
  5. Texas Lottery, individual scratch ticket details showing overall game odds typically between 1 in 3 and 1 in 5. texaslottery.com/scratch-offs
  6. Industry analysis of scratch-off prize-pool returns by ticket price tier, consistently showing higher returns for higher-priced tickets in the 60–85% range.