19 states · 209 $20 games · Updated Nov 5, 2026

Best $20 scratch-offs,
state by state

The $20 game with the best printed overall odds in each state we track, best first, with how many top prizes it still has today. Tap a state for every $20 game there, ranked.

# State Best $20 game Printed odds Top prizes left
1 Kansas all 7 $20 games ranked → Extreme Crossword #347 1 in 2.34 1 of 4
$150,000
2 Florida all 10 $20 games ranked → $1,000,000 Holiday Ca$h #1613 1 in 2.68 1 of 4
$1,000,000
3 Maryland all 11 $20 games ranked → Gifts Of Green #772 1 in 2.83 1 of 7
$500,000
4 Massachusetts all 10 $20 games ranked → $5,000,000 100X Cashword #523 1 in 2.85 1 of 2
$5,000,000
5 California all 13 $20 games ranked → Golden State Riches #1735 1 in 2.89 6 of 7
$5,000,000
6 Georgia all 21 $20 games ranked → Millionaire Jumbo Bucks #1888 1 in 2.9 4 of 6
$2,500,000
7 Virginia all 12 $20 games ranked → $100,000 A Year #2343 1 in 2.91 1 of 3
$1,000,000
8 Missouri all 10 $20 games ranked → The Perfect Gift #568 1 in 2.95 2 of 2
$300,000
9 Arkansas all 6 $20 games ranked → Instant Million #868 1 in 2.96 2 of 3
$1,000,000
10 Oklahoma all 4 $20 games ranked → All The Luck #842 1 in 3 2 of 3
$200,000
11 Ohio all 9 $20 games ranked → $1,000,000 Cash Payout #1032 1 in 3.05 2 of 4
$1,000,000
12 South Carolina all 5 $20 games ranked → Magnificent Jumbo Bucks #1628 1 in 3.09 1 of 7
$2,500,000
13 North Carolina all 14 $20 games ranked → Holiday Gold Surprise #68 1 in 3.1 3 of 3
$250,000
14 Illinois all 7 $20 games ranked → Snowfall Mega Multiplier #7679 1 in 3.11 2 of 3
$600,000
15 Michigan all 18 $20 games ranked → Legendary Wild Time #716 1 in 3.26 2 of 3
$2,000,000
16 Texas all 17 $20 games ranked → Million Dollar Loteria #2653 1 in 3.29 1 of 10
$1,000,000
17 Washington all 7 $20 games ranked → $1,000,000 Sizzling Riches #1949 1 in 3.31 3 of 3
$1,000,000
18 New Jersey all 15 $20 games ranked → Crossword Bonanza #01976 1 in 3.51 1 of 3
$400,000
19 New York all 13 $20 games ranked → $300,000,000 Cash Payout #1528 1 in 3.55 1 of 4
$5,000,000
🔒 Printed odds are day-one odds. The app re-ranks every $20 game in your state each morning by what's actually left — ticket value, the SmartScratcher Score, and a straight buy-or-skip answer. Get the app.

Odds and prize counts come from each state lottery's official data, refreshed every morning — newest update Nov 5, 2026.

Quick answers

Which state has the best $20 scratch-off odds right now?

As of Nov 5, 2026, Kansas's Extreme Crossword has the best printed overall odds of any $20 game in the 19 states we track — 1 in 2.34. The table above lists the leader in every state.

Why do $20 scratch-off odds differ from state to state?

Each state lottery designs its own games and decides how many prizes to print per ticket. The overall odds are printed on the ticket and never change after launch; what changes is how many prizes are left, which is the other column on this page.

Which $20 scratch-off should I buy?

Printed odds say how a game started; the prizes still left say what it is now. Pick your state above for every $20 game ranked, and the SmartScratcher app turns what is left today into a ticket value and a 0–100 score for each one, by our math.

How fresh is this data?

Prize counts come straight from each state lottery's official data, last refreshed on Nov 5, 2026. SmartScratcher updates every morning.

These numbers tell you what's left.
The app tells you what's worth it.

Prize counts are just the start. SmartScratcher turns them into a ticket value, a 0–100 score, and a straight answer for every game — so you skip the picked-clean ones and play the good ones.

Download on App Store→ Get it on Google Play→
Free to try · $2.99/mo premium · 3-day free trial · cancel anytime