58 of 149
top prizes of $20,000 still out there
Ticket price$20
Top prize$20,000
Launch odds1 in 4.01
Prizes remaining (all tiers)713,464
Est. tickets left
≈39%
$20,000 Loaded is a $20 scratch-off from the New Jersey Lottery (game #01812) with a top prize of $20,000 and overall odds of 1 in 4.01 at launch. 91 of 149 top prizes are gone, 58 are still unclaimed, and an estimated 39% of tickets remain. Across every prize tier, 713,464 prizes are still out there (it started with 1,847,759).
Every scratcher board has a personality. $20,000 Loaded's is a steady-drip machine — most of its money goes out in everyday wins: of the prize money still unclaimed, nearly all lives in wins under $2,000. The counts move every day — the personality doesn't. Everything above comes from the New Jersey Lottery's own published numbers — we just do the counting.
| Prize | Still out there | Started with |
|---|---|---|
| $20,000 | 58 | 149 |
| $2,000 | 38 | 101 |
| $500 | 11,724 | 30,894 |
| $200 | 33,379 | 87,581 |
| $100 | 78,811 | 206,300 |
| $50 | 157,721 | 410,322 |
| $40 | 143,433 | 370,776 |
| 🎟️ Free Ticket | 288,300 | 741,636 |
Prize counts come straight from official New Jersey lottery data. SmartScratcher refreshes them every morning — last update Sep 1, 2026.
58 of the 149 top prizes of $20,000 are still unclaimed, according to official New Jersey lottery data from Sep 1, 2026.
$20,000 Loaded is a $20 scratch-off. It is game #01812 from the New Jersey Lottery.
The overall odds printed at launch are 1 in 4.01, counting every prize tier. Odds shift as tickets sell and prizes get claimed — that's exactly what the prize table on this page tracks.
Prize counts come straight from official New Jersey lottery data, last refreshed on Sep 1, 2026. SmartScratcher updates every morning.
Prize counts are just the start. SmartScratcher turns them into a ticket value, a 0–100 score, and a straight answer for every game — so you skip the picked-clean ones and play the good ones.
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